Privacy Policy

Last updated: 2026-10-08

Introduction

Thank you for choosing to use Lagom ("we", "our", or "us"). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy policy, or our practices with regards to your personal information, please contact us.

This privacy policy governs your use of the software application Lagom ("Application") for mobile devices. Please read this privacy policy carefully as it will help you understand what we do with the information that we collect.

Table of Contents

Information We Collect

Data Stored Locally

Your accounts, transactions, categories and settings are stored locally on your device in an SQL database. We do not store this information on our servers.

Sign-in

The Application signs you in through Firebase Authentication, either anonymously or with your Google account. Firebase gives us a user identifier, and, if you sign in with Google, your Google account details. We use the identifier to authenticate requests to our server.

Bank Connections

If you connect a bank account, the connection is made through GoCardless Bank Account Data. You authorize the connection with your bank, and GoCardless provides your account details and transactions to the Application through our server. Our server passes this data on to your device and does not keep it.

Purchases

Subscriptions are purchased through Google Play and managed with RevenueCat, which receive your purchase history and an app user identifier. We do not receive your payment details.

How We Use Information

Transaction Formatting and Categorization

If you use the AI features, the Application sends the titles of new transactions, together with the names of your categories, through our server to Anthropic's Claude API. Claude returns a cleaned-up title and a suggested category for each transaction. We do not send account numbers, balances, your name or any user identifier, and our server does not keep the titles or the results.

Necessary Operations

Only the data needed to provide the features you use is processed and sent to the services involved.

Sharing Your Information

We do not sell your information. Data leaves your device only when a feature you use needs one of the third-party services listed below.

Security Of Your Information

We protect your information in the following ways:

User Rights

You have the right to:

Third-Party Services

This Application relies on third-party services to provide some of its features:

For more information on how these third parties handle your data, please read their respective privacy policies.

Crash Reporting

The Application sends crash and error reports to Firebase Crashlytics to help improve its reliability. Reports contain technical details such as the error, device model and operating system version, and do not contain your financial data.

Changes To This Privacy Policy

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on this website/application.

Contact Us

If you have any questions or suggestions about our privacy policy, do not hesitate to contact us.

This privacy policy is effective as of 2026-10-08.